The Complete Payment Ecosystem
Three integrated layers. One seamless platform.
From POS terminal to banking backend, built for reliability & scale.
They need visibility, control, and reliability across their entire payment operation.
Merchants can't see what's happening across their terminals in real time.
Tied to a single hardware vendor with no flexibility to switch or scale.
Managing multiple terminals and stores without a unified dashboard.
Downtime, failed transactions, and paper waste eat into margins.
From the merchant's counter to the banking backend, our three pillars cover every step of the payment journey.
Accept payments anywhere
Route & process securely
Monitor & manage everything
EMV Level 2 certified Android POS application. Chip, contactless, and magstripe on any supported device.
Chip (ICC), Contactless (NFC), and Magstripe. Visa, MasterCard, Amex, JCB, UPI, Diners.
Full kernel integration with CAPK/AID management and compliance tooling.
Purchase, auth, reversal, refund, pre-auth, completion, reconciliation, and echo test.
Robust payment flows with card detection, authorization, and receipt in under 3 seconds.
Dynamic Currency Conversion for international transactions. French, English, Arabic support.
Paper-efficient printing modes reduce consumption by 40-80%. Full, minimal, and compact formats.
Enterprise-grade ISO 8583 transaction routing with real-time monitoring and automatic failover.
Logging, validation, storage, routing, update, and response. Atomic processing with commit/abort.
Primary + secondary backend channels. Seamless failover with connection pooling and keep-alive.
Certificate-based authentication, JWT + MFA, BCrypt passwords, and encrypted transport.
Tenant isolation with hierarchical RBAC: Admin, Acquirer Admin, Merchant Admin, User.
Multi-stage Docker builds with Compose orchestration. PostgreSQL, backend, frontend in one deploy.
Real-time system metrics, transaction counters, success rates, latency, and structured logging.
A modern React dashboard giving merchants and acquirers full visibility over their payment operations.
Real-time transaction monitoring with approval rates, hourly distribution, and activity feed.
Recharts-powered visualizations with export to CSV. Revenue trends, approval rates, and more.
Manage terminals across multiple stores. Monitor uptime, push configs, track settlement batches.
One app, any device — zero rewrites.
Dual-server failover ensures your payments never stop.
From tap to approve in under three seconds.
Visa, MasterCard, Amex, JCB, UPI, Diners.
Smart receipt optimization reduces waste.
The Complete Payment Ecosystem
Terminal • Payment Switch • Merchant Portal
Visit our booth for a live demonstration. See AlgoPay process real transactions from terminal to banking backend in real time.
Powering payments across Africa & beyond